It seems pretty clear that we can define and redefine "conflict" until it fits whatever meaning we think the story needs.
I've sometimes found myself instinctively moving towards a sort of two-act structure, that basically divides into "approaching a crisis" and "resolving the crisis". Something like this: Bob agrees to buy something from a man on the internet. Events build towards the deal being done: they argue over the price, make an agreement, Bob goes to see the man. Maybe tension is added by some advising Bob not to go. At the midpoint, the man robs Bob. The second act is Bob responding (probably by taking some kind of revenge, finding the man, ensuring justice is done, etc).
If Bob was robbed a quarter of the way into the story, it could be a conventional revenge drama. But if the robbery occurs halfway, that feels like a different structure.